Bank Fees

Because banks can hit you with so many different types of fees, especially with all the recent bank consolidations, it has its own category. This includes monthly bank fees, NSF or returned check fees, copy fees and just about any other type of bank fee. This category does not include the credit card discount fee a bank deducts from deposits to your account, which is a separate category. But it can include the other miscellaneous fees banks charge these days for having credit card deposits which are normally listed in your merchant credit card statement. Also as a reminder you can always try to ask the bank for credit on some of the fees they charge. Many banks will give you a one time or once a year credit. It never hurts to ask.